Habits of Savers, it sounds really hard to do, doesn’t it? We all know that person that is the most frugal person we’ve ever met, right? The person who goes out of their way to save a penny and who refuses to replenish the toothpaste until the very last drop is squeezed out. And who knows, maybe that frugal person is you! There is nothing wrong with being frugal. (I have included affiliate links to products I love. As an Amazon Associate, I earn from qualifying purchases.)
In fact, frugality is actually a much sought-after characteristic that many people try to obtain. Think of the coupon cutter, the thrifters, the garage-sale lovers…they are all frugal in their own way. Everybody has a budget, and everybody has certain items in mind that they feel shouldn’t cost over a certain amount. Admit it…we are all guilty of that. But what differs a frugal person and their lifestyle from someone who just likes to save a bit of money here and there? It’s their habits and how they use them in the real world.
Easy Habits of Savers To Live By:
Savers pay the full price for NOTHING. Everything is on sale, clearance, or marked down. Period.
Monthly budgets don’t budge. There is no wavering in the budget that they’ve allotted for themselves and their family for the month, ever.
They stand true to their budget and goals. Sometimes, being frugal or a saver isn’t easy. Comments can be made and it can be hard, even as an adult to not want to give in to the feeling of “keeping up with the Jones’.”
Reusing items in the home come before buying and replacing items. If those old shoes have another purpose that they can be used for, then they are saved and used rather than tossed out in the trash.
Savers continue to add to their savings each and every month. Like clockwork, no matter what.
Impulse buys aren’t even a thing for them. They don’t allow themselves to be tempted by those impulse buys at the store because they know it doesn’t truly fit their needs or their budget. This can be avoided by having a set time limit to consider a big purchase.
Seasonal items for next season are bought at the end of the current season. Holiday decor can be bought extremely inexpensively at the end of the holiday season, and still be great by the time the next holiday rolls around.
They don’t allow themselves to be consumed by “things”. Those who are highly frugal tend to prefer memories over items.
Minimalist Budget: Everything You Need to Know About Saving Money, Spending Less and Decluttering Your Finances With Smart Money Management Strategies: Declutter Your Life, Book 3Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together
Now being a saver is actually more of a mindset and a lifestyle more than anything else!! Whether you are saving for a long term goal or a short term goal making small changes can make a huge difference. Imagine not having to worry about money because they are so in tune with their budget may actually be helping them to overcome and be less-stressed as well.
What are things you do to save yourself some money?
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